On Cape Cod and throughout Massachusetts, workers’ compensation insurance is legally mandated for all businesses with employees. If you use trucks, cargo vans or other vehicles for your company, you will need commercial auto insurance as well. Most commercial leases also require property coverage. However, you should not assume the required amount of coverage will be sufficient for your business. These minimums often feature high deductibles, low limits and narrow scope. Our risk management professionals can collaborate with you to select contractors insurance that reflects your unique operation. In addition to adjusting the depth and span of required coverages, we may suggest additional options like business interruption, cyber and umbrella coverage.